هدفت هذه الدراسة الى التعرف على اتجاهات عملاء مصرف الجمهورية، نحو تجربتهم لوسائل الدفع الالكتروني، وذكر اهم الصعوبات والتحديات التي تواجههم في استخدام هذه الوسائل، وقد اعتمدت هذه الدراسة على عدة ادوات في تجميع البيانات، متمثلة في المقابلات الشخصية مع بعض القيادات ذات العلاقة بالموضوع، وكذلك الاستبانة والتي وزعت الالكترونياً على عملاء المصرف، والتي تم تحديدهم احصائياً (384) مفردة وبعد تحليل البيانات ببرنامج (SPSS) توصلت الدراسة الى ان اغلب العملاء تكونت عندهم اتجاهات سلبية نحو وسائل الدفع الالكتروني، بسبب التوقف المستمر للخدمات وتكرار عمليات الخصم، لتقادم الانظمة والشبكات المستخدمة من قبل المصرف والشركة الوسيطة المقدمة للخدمة، وكذلك اظهرت الدراسة إدراك اغلب مفردات عينة الدراسة بمختلف خصائصهم الشخصية، باهمية وسائل الدفع الالكتروني ان العمر والمؤهل العلمي لا يمثلوا عائق لاستخدام هذه الوسائل. arabic 159 English 0
أسامة ابوالقاسم موسى (7-2021)

Collaboratively-Developed ERP (CD-ERP) is an intermediate model between two well-known models, namely: closed-and open-source systems. This model is based on the community-source paradigm and ERP packages. It has been proposed for Libyan higher education (LHE) to be governed by a consortium of LHE institutions. To investigate the applicability of this model in LHE, this paper presents an analysis of critical success factor (CSFs) based on both a review of the relevant literature and lessons learnt from similar projects. Using the literature review, the title of the model was proposed on the basis of its fundamental elements. Cases of other projects which follow a similar approach show that communitysource has been adopted by many universities and government bodies worldwide. Also, many of the issues observed in such projects are similar to those that appear in the literature, especially in regards to distributed and collaboratively working environments. arabic 10 English 56
TAREQ SALAHI ALSAGHEER ALMIGHEERBI(1-2021)

Like other HE institutes in the world, Libyan universities have continuously been working on developing their own ISs or adopting commercial solutions. Both models have shown negative results to some degree. This research was aimed, therefore, to introduce a new model, called: Collaboratively-Developed Enterprise Resource Planning (CD-ERP) to be applied in Libyan Higher Education (LHE). Generally, the model is based on two main principles: ERP packages and community-source. This study comes as the conclusion to a series of studies in a project to assess the CD-ERP model. After investigating the applicability of this model in the Libyan context, a CD-ERP model for LHE is proposed in this paper, including: the business model of the consortium, cloud architecture, alongside several recommendations for successful and efficient transformation from the current systems to the CD-ERP model. arabic 14 English 87
TAREQ SALAHI ALSAGHEER ALMIGHEERBI, (4-2020)